This calculator is for education. If you have a heart condition or take medication that affects heart rate, ask a doctor for your targets.
The formula
is the intensity as a decimal (0.7 for 70%), your resting heart rate and your maximum heart rate.
Where it comes from
Heart rate reserve. In 1957 the Finnish physiologist Martti Karvonen noticed that percentages of maximum heart rate didn’t line up well with how hard exercise felt. His fix was to work only with the range your heart can actually add above rest, the heart rate reserve . Training at 70% intensity means using 70% of that reserve, on top of your resting rate. Percentages of reserve turn out to track percentages of maximal oxygen uptake closely, which is the physiology that actually matters.
Maximum heart rate. The familiar appeared in the 1970s without a clear source. In 2001, Tanaka, Monahan and Seals pooled 351 studies covering 18,712 people and found fitted much better, especially for older adults, where underestimates.
Worked example
Age 40, resting heart rate 65 bpm:
Watch out for
- Max heart rate varies a lot. Individuals differ by ±10 bpm or more from either formula. A supervised exercise test gives your real number.
- Measure resting rate properly. Take it on waking, before getting up, over a few mornings.
- Beta blockers and some other medications lower heart rate, which makes all these targets unreliable.
Sources
- Karvonen, M. J., Kentala, E. & Mustala, O. (1957). The effects of training on heart rate: a longitudinal study. Annales Medicinae Experimentalis et Biologiae Fenniae 35(3), 307–315.
- Tanaka, H., Monahan, K. D. & Seals, D. R. (2001). Age-predicted maximal heart rate revisited. Journal of the American College of Cardiology 37(1), 153–156.
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